Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Citibank - Emirates-Citibank Ultima Credit Card Citibank - Emirates-Citibank Ultima Credit Card Minimum Salary: AED 36,750 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 3,000 Rate: 2.99%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
Some required information is not valid
The card of choice for the travel connoisseur! Earn up to 2.5 Skywards Miles on every USD spent and redeem them for flights and upgrades with Emirates and partner airlines, or alternatively for a variety of leisure and lifestyle rewards and exclusive shopping at

Experience the Emirates-Citibank Ultima Card like you should, with unique privileges and benefits like complimentary Skywards Silver Membership, 0% interest for 3 months easy installment plan on Emirates tickets, unlimited access to 500+ airport lounges, unlimited complimentary golf and much more. 

Meet the world with Emirates and Citibank.
  • 25,000 sign-up Skywards Miles for the first year when you apply for the card
  • 10,000 bonus miles on yearly renewal of your card
  • Up to 2.5 Skywards Miles per USD of retail spend
  • Complimentary Skywards Silver membership for the primary cardmember
  • Metal card for the primary cardmember
  • Complimentary unlimited access to 750+ airport lounges worldwide for the cardmembers plus 1 free guest each
  • Complimentary unlimited free golf
  • International concierge
  • Complimentary Marhaba Silver meet-and-greet service
  • Buy-one-get-one-free movie tickets with VOX Cinemas
  • 0% interest installment plan on tickets purchased online at
  • Complimentary travel inconvenience and travel medical insurance and much more
  • Get 25,000 Skywards Miles when you apply for the card, 10,000 Skywards Miles on yearly renewal of your Card and 0% interest for 3 months easy installment plan on Emirates tickets purchased through Disclaimer: Bonus Skywards Miles are subject to the full AMF payment as per the current schedule of fees and charges. Citibank Terms & Conditions apply.
Additional Information
Earn 2.5 Skywards Miles per USD spent on tickets purchased online at, 1.5 Skywards Miles on every USD of foreign currency spent, and 1 Skywards Mile for every USD of local currency (AED) spent. Redeem your Skywards Miles for tickets and upgrades with Emirates or from a diverse selection of over 400 products to choose from at

T&Cs Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit Citibank website. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the Citibank website. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
RAKBANK - Air Arabia Platinum Credit Card
Minimum Salary
AED 8,000
SIB - Smiles World Credit Card
Minimum Salary
AED 10,000
SIB - 'Smiles' Titanium Credit Card
Minimum Salary
AED 10,000
Citibank - Citi Cashback Card
Minimum Salary
AED 8,000